Our Services
Tailored financial management solutions to help you achieve your goals.
Every financial situation is unique. We offer a range of services designed to address different needs, from foundational budgeting support to comprehensive business financial planning.
Personal Financial Planning
From £180
Comprehensive review and optimization of your personal finances. We analyze your income, expenses, debts, and goals to create a customized financial roadmap.
What's Included:
- Complete financial situation assessment
- Customized budget framework tailored to your lifestyle
- Debt reduction strategy and prioritization
- Emergency fund planning
- Savings goal structuring
- Cash flow timing optimization
- Follow-up session after 30 days
Ideal for individuals or couples looking to gain control over day-to-day finances and build toward specific goals.
Debt Management Strategy
£240
Focused support for eliminating debt efficiently while maintaining financial stability. We create realistic repayment plans that fit your actual circumstances.
What's Included:
- Complete debt inventory and analysis
- Interest cost calculation and prioritization matrix
- Customized debt elimination timeline
- Cash flow restructuring to maximize repayment capacity
- Strategies for negotiating with creditors
- Budget adjustments to accelerate debt reduction
- Monthly check-ins for three months
Perfect for those carrying multiple debts who want a clear path to becoming debt-free.
Business Cash Flow Management
£420
Help your business maintain healthy cash flow and make informed financial decisions. Designed for small businesses, sole traders, and growing companies.
What's Included:
- Business financial health assessment
- Cash flow forecasting system setup
- Revenue and expense tracking framework
- Profitability analysis by product or service
- Seasonal cash flow planning
- Pricing strategy review
- Quarterly review sessions for six months
Designed for business owners who want better visibility into their financial operations and sustainable growth planning.
First-Time Home Buyer Planning
£295
Navigate the path to homeownership with confidence. We help you prepare financially for one of life's biggest purchases.
What's Included:
- Homeownership readiness assessment
- Deposit savings plan and timeline
- Affordability calculation based on realistic scenarios
- Credit score improvement strategies
- Additional costs breakdown (surveys, solicitors, moving)
- Budget adjustments for homeownership expenses
- Support through the purchase process
Great for Bristol residents planning to purchase their first property within the next 1-3 years.
Financial Education Workshops
£45 per person
Interactive group sessions covering essential financial management topics. Build your knowledge alongside others on similar journeys.
Workshop Topics Include:
- Budgeting Fundamentals: Creating Systems That Work
- Debt Freedom: Strategies for Elimination
- Building Emergency Funds and Savings Habits
- Understanding Credit and Improving Your Score
- Financial Planning for Freelancers and Contractors
- Cash Flow Management for Small Businesses
- Home Buying Financial Preparation
Workshops run monthly at various Bristol locations. Check our contact page for the current schedule.
Ongoing Financial Coaching
£160 per month
Continuous support for those who want accountability and guidance as they implement financial changes. Think of it as having a financial partner in your corner.
What's Included:
- Initial comprehensive financial review and goal setting
- Monthly one-hour coaching sessions
- Progress tracking and accountability
- Budget adjustments as circumstances change
- Email support between sessions
- Resources and tools customized to your needs
- Flexible commitment (month-to-month)
Best for individuals committed to making significant financial changes and wanting sustained support throughout the process.
Retirement Transition Planning
£380
Prepare for the financial realities of retirement with comprehensive planning for the transition period and beyond.
What's Included:
- Current financial position assessment
- Retirement income projection from all sources
- Pre-retirement debt elimination strategy
- Pension optimization review
- Post-retirement budget planning
- Healthcare and long-term care cost planning
- Phased retirement options analysis
Suitable for those within 5-10 years of retirement who want to ensure financial readiness.
Career Transition Financial Support
£220
Navigate the financial challenges of career changes, whether voluntary or unexpected. We help you bridge income gaps and maintain stability during transitions.
What's Included:
- Transition period budget creation
- Income gap analysis and planning
- Emergency fund optimization
- Expense reduction strategies without lifestyle degradation
- Side income exploration and planning
- Insurance and benefits review
- Post-transition financial adjustment planning
Ideal for professionals changing careers, starting businesses, or managing redundancy.
What Makes Our Services Different
Customized, Not Templated
We don't apply generic formulas to every client. Your plan reflects your specific income, expenses, goals, and constraints.
Implementation-Focused
A beautiful plan you never follow is worthless. We focus on creating systems you can actually stick with long-term.
Education-Centered
We explain the reasoning behind every recommendation so you understand not just what to do, but why it matters.
No Product Sales
We don't earn commissions on financial products. Our only incentive is helping you succeed.
How Our Process Works
Initial Contact
Reach out via our contact page. We'll schedule a brief conversation to understand your situation and confirm we're a good fit.
Information Gathering
We'll send you a questionnaire to complete before your first session. This helps us use our time together efficiently.
First Session
We dive deep into your finances, goals, and challenges. This is where we build the foundation of your customized plan.
Plan Delivery
Within one week, you receive your detailed financial plan with specific action steps and timelines.
Implementation & Follow-Up
You begin implementing changes with our ongoing support through scheduled check-ins and email access.
Common Service Questions
If you're unsure, get in touch and we'll have a brief conversation about your situation. We'll recommend the service that best fits your needs. Many clients start with Personal Financial Planning to establish fundamentals, then move to Ongoing Coaching for continued support. We're happy to guide you toward the right starting point.
Absolutely. Many clients combine services based on their needs. For example, you might do Debt Management Strategy alongside Ongoing Coaching, or combine First-Time Home Buyer Planning with Personal Financial Planning. We'll work with you to create the right combination.
We offer both in-person sessions at our Bristol office and virtual sessions via video call. Many clients prefer virtual sessions for convenience, while others appreciate face-to-face interaction. The quality of service is identical regardless of format.
Life happens—job changes, unexpected expenses, family situations. Your plan should evolve with your circumstances. We build flexibility into every strategy and adjust recommendations as needed. For ongoing coaching clients, this adaptation happens naturally during monthly sessions.
We work with both. For couples, we encourage both partners to participate in sessions when possible, as financial alignment is crucial for relationship health. Our pricing remains the same whether working with an individual or a couple.
We understand schedules change. We ask for at least 48 hours notice for cancellations or rescheduling. With adequate notice, we'll simply move your session to a mutually convenient time without penalty.